Life on the road is unpredictable. Your finances don’t have to be.
Give your people skills to stay steady, stress less, and protect their mental health—with music industry money coaching and financial wellness for employees and crew.
As seen in
Here’s how money stress impacts your people—and your shows:
1. Live in feast or famine
Music industry money can be good, but the work isn’t year-round. When there’s no plan for the off months, even solid paychecks aren’t sustainable.
2. Get stuck playing catch-up
Without money skills built for tour life, your crew may cover taxes, emergencies, and slow seasons with debt, so it’s tough to get ahead.
3. Hustle for the next gig
When money’s tight, your people take whatever work they can. Stress and exhaustion make it harder to do their best, even for the work they love.
It’s time to break the cycle.
With financial skills that stick.
Life’s Jam has helped music folks get real results like:
$50,000
Saved By Crew after one onsite tour coaching session
$30,000
Shaved off a crew member’s car loan interest through refinancing.
3+
Months of breathing room secured for countless burnt-out roadies
What’s a financial coach?
This isn’t investment advice or therapy.
It’s not a generic lecture on financial literacy.
It’s personalized support from an expert who helps you tackle debt, money habits, savings, and more. Together, we pinpoint specific, doable actions to improve your financial life.
Real-world money guidance built for the music industry
Live or virtual coaching plans, workshops, and employee financial wellness programs for touring crews, music companies, and freelance creatives. Customized to fit around rehearsals, travel days, and the pace of music life.
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Tour-based financial coaching
Set your crew up for success before a stretch of consistent income.
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Financial wellness for employees
Help your team feel more financially stable, and more supported at work.
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Collaborations and speaking
Keynotes, panels, and partnerships to support financial clarity and confidence.
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1:1 Financial Coaching
Get a personalized money plan that actually works for your life.
personal finance coaching for the music industry
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personal finance coaching for the music industry •
Hey there, I’m Rachael
I help music industry employers take care of their people—by making financial wellness part of crew culture.
After years of volunteering at festivals and following bands, one thing became clear: the crew running the show often get left behind. Especially when it comes to financial wellness.
That’s why I partner with tours, festivals, vendors, and music companies to offer judgment-free financial coaching that strengthens teams from backstage to back office.
I’m the go-to music industry financial coach, here to help your people manage even the most unpredictable income. Because when your crew is financially steady, your shows run smoother too.
How it works
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1. Reach out
Use the contact page to share what you’re looking for in an employee financial wellness program or money coaching.
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2. Book your service
Hop on a free call to explore how I can support you or your crew, then receive a custom quote and next steps to book.
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3. Get better with money
I deliver coaching online or in person, offering a safe space to reduce financial stress and plan for the future.
“Rachael’s work was a huge resource for my crew”
“There’s a huge need for financial education in the music industry. Roadies make all this money on the road, but still find themselves in financial trouble a year later. I was like, if I can avoid that for even one person, I want to be able to do that.
I’ve seen my crew apply what Rachael taught them not only with budgeting, but savings, establishing priorities, and making progress to get themselves out of debt. Rachael’s work was a huge resource for them. Everybody who sat down and talked with her walked away with something specific that they could apply to their life. That was really encouraging for me to see.”
- Zito, Production Manager for Green Day
“Meeting musicians where they are—financially and personally.”
“Life’s Jam brings a unique and much-needed perspective to music industry professionals, helping them build stronger financial acumen and long-term stability. Rachael’s ability to meet people where they are, demystify financial literacy, and offer practical, empowering tools is unmatched. She understands the nuances of our industry and provides thoughtful, personalized guidance that makes a lasting impact. Her work has not only elevated the financial confidence of those we serve but has helped reinforce our broader commitment to supporting the well-being and sustainability of the music community.”
- Tiffany Kerns, Executive Director | CMA Foundation, SVP Industry Relations & Philanthropy
Free money tips & tools
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Navigating Tax Time
Get advice for managing taxes in the music industry in my financial wellness column for PLSN magazine
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Managing Money on the Move
A conversation on the Giggs podcast about smart financial moves for the touring community
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Touring income planner
This free planning tool helps you map out income to stay steady on tour and between gigs
Financial skills don’t just improve crew well-being. They strengthen your bottom line.
Employee financial wellness programs and money coaching support mental health, reduce stress, and help your people thrive through the highs and lows of road life. That means smoother shows, lower turnover, and a focused team you can count on. Let’s discuss what this could look like for your crew.